This website provides information about the benefits and programs offered by CTA. However, it does not provide complete details about them. Complete information is available in other materials provided either by CTA, sponsored plans, or third-party vendors. If there is any conflict between the information on this Website and the official documents controlling the operation of a sponsored plan, then the latter will govern. If there is any conflict between the information on this website and the programs offered by third party vendors, then the insurance policy issued to the member, the contractual agreement between the member and the vendor, or the terms of the vendor’s program, whichever is applicable, will govern.