Articles for Chapter Newsletters

[Note to Chapter Leaders: If you choose to use this article for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

Did you know pregnancy and childbirth are covered disabling conditions with CTA-endorsed Disability insurance from Standard Insurance Company (The Standard)? In fact, 43% of CTA-endorsed Disability claims are pregnancy-related.¹

Think about it this way: You get car insurance to protect your car. You get home/renters insurance to protect where you live. Disability insurance works the same way – it helps protect your paycheck before you need go out on leave for a covered disabling condition (pregnancy, childbirth, illness or injury).

Benefits are paid directly to you and can be used for expenses health insurance doesn’t cover.
Replaces up to 80% of your daily income²
Starts paying benefits after you are out of work for 7 consecutive workdays³
Covers any preexisting conditions once you are enrolled and work for 10 consecutive workdays
Includes access to Summer Benefit, ⁴ Student Loan and Cancer Benefits for eligible members

Applying for CTA-endorsed Disability insurance from The Standard can help you prepare in advance if you’re family planning. Learn more about this important coverage and apply anytime at CTAMemberBenefits.org/Disability.

1 Based on the claims decision data developed by The Standard for period of 8/1/2020 – 7/31/2023.
2 Daily income is based on your regular daily contract salary. Benefits will be reduced by deductible income. Examples of deductible income include: personal leave pay, severance pay, substitute differential pay, catastrophic/extraordinary leave bank, salary continuation, workers’ compensation, work earnings, social security, state disability, CalPERS/CalSTRS benefits.
3 Workdays means any Regular Day(s) of Required Attendance you are required to be actively at work based on the calendar dates of the school calendar and your employment contract in effect on the date you become disabled.
4 Summer Benefit is offered by CTA to eligible members who meet the Definition of Disability with a Disability date on or after 9/1/2022 who meet additional specific criteria. Summer Benefit is only payable during the calendar months of June and July, for up to two Benefit Years for each instance of qualifying Disability. Summer Benefit is not provided under the Voluntary Disability insurance policy. CTA provides this benefit at no extra cost and The Standard acts only as the claims administrator of this benefit.

For costs and further details of the coverage, including exclusions, benefit waiting periods, any reductions or limitations and the terms under which the policy may be continued in force, please contact Standard Insurance Company at 800.522.0406. Standard Insurance Company, 1100 SW Sixth Avenue, Portland, OR 97204 GP190-LTD/S399/CTA.1 SI 24023-CTAvol (11/24)

----------

Member Benefits Good Teaching Conference North Pre-Conference

Join us for an engaging, full-day training designed to equip educators with the essential tools for success. Learn how CTA supports educators with valuable resources and Member Benefits to help you excel in your career.

Calm in the Classroom
Student Loans
Maximize your CTA/NEA Membership
Boost Financial Wellness

----------

Limited Time Opportunity for CTA Members to Switch Disability Insurance Coverage with No Health Questions

If your chapter is not currently offering a special enrollment opportunity for CTA-endorsed Disability insurance, your members may have another opportunity to take advantage of their union endorsed benefits.

From October 1 through November 30, 2024, CTA members covered by a different Disability insurance plan have a special opportunity to apply for CTA-endorsed Disability from Standard Insurance Company without answering health questions. Before switching, it's important for members to understand any differences between their current disability coverage and the CTA-endorsed plan. There’s a checklist on our website to help compare Disability insurance plans.

CTA-endorsed Disability insurance includes additional benefits at no additional cost. Learn more by watching this short video. Watch video.

Compare plans or learn how to switch coverage at standard.com/cta/portover.

For costs and further details of the coverage, including exclusions, benefit waiting periods and any reductions or limitations and the terms under which the policy may be continued in force, please contact Standard Insurance Company at 800.522.0406. GP190-LTD/S399/CTA.1 SI 23333-CTAvol (10/24)

----------

Member Benefits New Educator Weekend North Pre-Conference

Join us for an immersive, all-day training designed specifically for new educators! Whether you're just starting your teaching career or gaining momentum a couple years in, this session will provide you with the essential tools to help you succeed. Discover how CTA champions educators, offering powerful resources and Member Benefits to help you thrive in your first few years of teaching.

----------

Don't Miss Out! Last Month to Enter the Provident Educators Giveaway!

Enter to win!

In honor of all CTA Members, Provident Credit Union is hosting a giveaway with a chance to win up to $4,000 in prizes. Founded by the California Teachers Association in 1950, Provident Credit Union continues to serve the needs of the educational community and we would like to celebrate you!

Contest Rules:

You don’t have to be Provident member
You do have to be a CTA member
Must be a resident of California
You can enter once a month (max 3 entries) per household

Entry Period
August 1 - October 31, 2024
Winner will be announced: November 15, 2024

[Enter Giveaway]

----------

Special enrollment opportunity for new hires and district transfers for CTA-endorsed Disability and Life insurance

Newly hired educators and education support professionals have a limited-time special opportunity to apply for CTA-endorsed Disability insurance and up to $400,000 in Life insurance1 from Standard Insurance Company without having to answer any health questions. The Standard is the only CTA-endorsed provider for Disability and Life insurance.

Disability insurance can help protect CTA members’ paychecks if they’re unable to work due to an injury, illness (including mental health conditions), pregnancy or childbirth. They’ll receive funds paid directly to them to use for things health insurance doesn’t cover. Benefits can be used for rent, mortgage, groceries, student loans and more. Where health insurance pays your doctor, Disability insurance pays you.
Life insurance helps protect CTA members’ loved ones in the event of their passing. They’ll also get access to additional features they can use now.

District Transfer? CTA members who previously had coverage with The Standard must re-apply to continue coverage at their new district as coverage doesn't automatically transfer.

Members must apply within 270 days from starting their new job.

Learn more or apply at standard.com/cta/newhire.

1 Coverage reduces to 65% of the amount in force at age 70, 45% of the amount in force at age 75 and 30% of the amount in force at age 80. Offer not available to retirees.

For costs and further details of the coverage and this enrollment opportunity, including the exclusions, benefit waiting periods, and reductions or limitations and the terms under which the policies may be continued in force, please contact Standard Insurance Company at 800.522.0406. Standard Insurance Company, 1100 SW Sixth Avenue, Portland, OR 97204 GP190-LTD/S399/CTA.1 GP190-LIFE/S399/CTA.3 SI 23333-CTAvol (8/24)

----------

CTA Access to Savings September Giveaway

Who doesn’t love to win and save at the same time? Enter to win a $150 Spafinder gift card while saving with Access to Savings. The Access savings network offers you a multitude of exclusive, value-packed, easily redeemable, convenient savings. Visit CTAMemberBenefits.org/Access click on the green Enter to be automatically entered and start saving!

----------

Enter Now: Provident Credit Union's $4,000 educator giveaway!

Enter to win!

Contest Rules:

You don’t have to be Provident member
You do have to be a CTA member
Must be a resident of California
You can enter once a month (max 3 entries) per household

Entry Period
August 1 - October 31, 2024
Winner will be announced: November 15, 2024

[Enter Giveaway]

----------

Summer Benefit included with CTA-endorsed Disability Insurance

[Note to Chapter Leaders: If you choose to use the article above for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

Summer brings us some great things - barbecues, popsicles and summer fruit cobblers. And now, you can add the new Summer Benefit* from CTA to the list! This exclusive benefit gives you extra protection during the months of June and July – even if you’re not scheduled to work. It pays $500 a week if you become or continue to become Disabled during those months.

Exclusively offered to CTA members, Summer Benefit is included at no additional cost when enrolled in CTA-endorsed Voluntary Disability insurance. To learn more, visit CTAMemberBenefits.org/TheStandard.

*Summer Benefit is offered by CTA to eligible members who meet the Definition of Disability with a Disability date on or after 9/1/2022 who meet additional specific criteria. Summer Benefit is only payable during the calendar months of June and July, for up to two Benefit Years for each instance of qualifying Disability. Summer Benefit is not provided under the Voluntary Disability insurance policy. CTA provides this benefit at no extra cost and The Standard acts only as the claims administrator of this benefit.

For costs and further details of the coverage, including the exclusions, benefit waiting periods, and reductions or limitations and the terms under which the policy may be continued in force, please contact Standard Insurance Company at 800.522.0406.
GP190-LTD/S399/CTA.1 SI 23333-CTAvol (3/24)

----------

Using Calm to find Balance

Work-life balance is something we all hear about, but balance is subjective to your own definition. What works for some might not work for others and what has worked for you in the past might not work now. It’s also equally important to dive deeper and make sure we’re balanced in all areas of life. That’s why it’s crucial to consistently reflect if the balance is working for you. Start finding your overall balance with Calm.

Check out the Calm app for other diverse resources that’ll support your mental health journey. Haven't redeemed your free CTA Calm Premium subscription yet? Visit www.CTAMemberBenefits.org/calm to sign up today!

----------

Special enrollment opportunity for new hires and district transfers for CTA-endorsed Disability and Life insurance

Newly hired educators and education support professionals have a limited-time special opportunity to apply for CTA-endorsed Disability insurance and up to $400,000 in Life insurance¹ from Standard Insurance Company without having to answer any health questions. The Standard is the only CTA-endorsed provider for Disability and Life insurance.

Disability insurance can help protect CTA members’ paychecks if they’re unable to work due to an injury, illness (including mental health conditions) pregnancy or childbirth. They’ll receive funds paid directly to them to use for things health insurance doesn’t cover. Benefits can be used for rent, mortgage, groceries, student loans and more. Where health insurance pays your doctor, Disability insurance pays you.
Life insurance helps protect CTA members’ loved ones in the event of their passing. They’ll also get access to additional features you can use now.

District Transfer? CTA members who previously had coverage with The Standard must re-apply to continue coverage at their new district as coverage doesn't automatically transfer.

Members must apply within 270 days from starting their new job.

Learn more or apply at standard.com/cta/newhire.

1 Coverage reduces to 65% of the amount in force at age 70, 45% of the amount in force at age 75 and 30% of the amount in force at age 80. Offer not available to retirees.

For costs and further details of the coverage and this enrollment opportunity, including the exclusions, benefit waiting periods, and reductions or limitations and the terms under which the policies may be continued in force, please contact Standard Insurance Company at 800.522.0406. GP190-LTD/S399/CTA.1 GP190-LIFE/S399/CTA.3
SI 23333-CTAvol (2/24)

----------

California Casualty’s Music and Arts Grant Program

CTA Members! California Casualty’s Music and Arts Grant program is back and will award individual members with a $250 grant for their classroom or program.

The California Casualty Music & Arts Grant was established to provide support for K-12 public schools negatively impacted by reduced budgets.

California Casualty has partnered with education associations for many years. We understand the importance of music and arts education for children. As a member of one of our partnering education associations, you can apply for a grant award of $250 for a music or art need at your school.

Applications are accepted through July 2nd, 2024! Apply today!

----------

Register Now for New Educator Weekend (South) Member Benefits Pre-Conference

Register now for New Educator Weekend South Member Benefits Pre-Conference!

Come early on Friday for a special pre-conference at New Educator Weekend (South).

From your local association to the CTA and NEA, our union grows stronger as we unite. With a membership of 310,000 across the state and 3 million nationally, the CTA and NEA offer a diverse range of valuable union-endorsed benefits that come with your membership.

Explore the highlights of our most sought-after Member Benefits programs, encompassing discounts on shopping and travel, optional insurance packages, aid for relieving student debt, retirement plans, financial services, coverage for Educators Employment Liability (EEL), assistance from the Disaster Relief Fund, and more! These exclusive CTA and NEA Member Benefits are tailor-made for educators. As members become familiar with these programs, they discover newfound enthusiasm in uncovering additional ways through which their membership can serve as a solution to various personal and financial requirements.

Stronger Together – Your Essential Guide to CTA/NEA Member Benefits

From your local association to the CTA and NEA, our union becomes stronger through our collective unity. With a mission dedicated to safeguarding and enhancing the well-being of our members, supported by a statewide membership of 300,000 and a national membership of 3 million, CTA and NEA offer a diverse range of valuable voluntary and automatic benefits as part of your membership.You will be introduced to the most popular programs under Member Benefits, encompassing discounts on shopping and travel, optional insurance coverage, assistance for relieving student debt, retirement savings, financial services, Educators Employment Liability (EEL) protection, the Disaster Relief Fund, and more. CTA and NEA have crafted these Member Benefits exclusively for educators, and as members become acquainted with these offerings, they will be delighted to uncover additional avenues through which their membership can address a variety of personal and financial needs.

CTA Stronger Together: Building Wealth for a Successful Retirement

CTA wants you to have a long and happy retirement. CalSTRS/CalPERS generally covers only about half of your income at retirement, so it’s essential to consider a supplementary retirement savings plan as early as possible to make up the difference. There are a lot of plans offered to educators, but many have high fees or surrender charges. In this session, we discuss the basics of saving for retirement using easy-to-understand terms, review how to avoid suboptimal plans, and help you get started toward a financially secure retirement.

More Month Than Money: Setting and Living Within a Budget

Does the end of the month arrive before your paycheck? Is there never enough in your checking account? During this session we’ll set realistic financial goals and timelines, examine the different categories of your personal budget, track spending, set a budget, and discover your net worth. We’ll also review some of the benefits that you have access to that will stretch your dollar and help you meet your financial goals. Come learn new ideas and tricks to have money left over at the end of the month.

We are providing release time for the pre-conference, which means CTA Member Benefits will reimburse your employer for your substitute on Friday, February 23rd, 2024 to assist with your availability to attend. Be sure to request release time and provide the necessary information when registering.

If you have requested release time to attend the pre-conference, a Release Time Request Form will be sent to your district superintendent. Please be sure to notify your school district of your absence so that they may arrange for a substitute. Full-day attendance at the pre-conference on Friday is mandatory and you must be checked in no later than 12:00 pm for CTA to reimburse the school district for your release day. If you are unable to attend the pre-conference on Friday, please send an email to NEW@cta.org to cancel.

Registration will open at 8:30am with continental breakfast and lunch will be provided. We look forward to seeing you at the pre-conference. The Friday Pre-Conference is FREE to attend, and space is limited so don’t wait. Register today!

Member Benefits Pre-Conference attendance is worth 6 hours of Professional Development which can be used for the CTA University Credit Program. For more information, please visit https://www.CTA.org/Credit.

----------

Special enrollment opportunity for new hires and district transfers for CTA-endorsed Disability and Life insurance

[Note to Chapter Leaders: If you choose to use the article above for your newsletter or website, please use the article in its entirety and do not alter the text in any way other than to change the capitalization, typeface or point size to meet your publication's style guidelines.]

CTA members new to their districts this year have a limited-time opportunity to apply for CTA-endorsed Disability insurance and CTA-endorsed Life insurance from Standard Insurance Company (The Standard) – with no health questions asked. Just apply within 270 days of starting work to take advantage of this opportunity. Join The Standard to learn more at our Town Hall on March 12 at 4:00 p.m.

We’ll cover:

How CTA-endorsed Disability insurance helps protect your paycheck if you’re unable to work due to an injury, illness, pregnancy or childbirth.
CTA-endorsed Disability insurance comes with additional benefits if you meet specific criteria while on an approved disability claim.
How to protect your loved ones with CTA-endorsed Life insurance including coverage options for spouse/domestic partner and dependents.
Benefits you can use now with CTA-endorsed Life insurance

Register to attend the Town Hall: stdrd.co/march2024townhall

Skip the Town Hall and learn more or apply: standard.com/cta/newhire.

Transferred Districts this year? CTA members who previously had coverage with The Standard must re-apply to continue coverage at their new district as coverage doesn't automatically transfer. Apply at standard.com/cta/newhire.

For costs and further details of the coverage and this enrollment opportunity, including the exclusions, benefit waiting periods, and reductions or limitations and the terms under which the policies may be continued in force, please contact Standard Insurance Company at 800.522.0406. Standard Insurance Company, 1100 SW Sixth Avenue, Portland, OR 97204
GP190-LTD/S399/CTA.1 GP190-LIFE/S399/CTA.3 SI 23333-CTAvol (1/24)

----------

Special New Hire Town Hall - February 21, 2024 at 4 p.m.

Members new to your district have a limited-time opportunity to apply for CTA-endorsed Disability insurance and up to $400,000 of Life insurance¹ without answering health questions. Chapter Leaders are invited to learn more at our Town Hall on February 21st at 4 p.m. Note: The Standard will hold a separate Town Hall for chapter members in March.

We’ll cover:

New Hire and District Transfer special enrollment opportunity
CTA-endorsed Disability and Life insurance plans
Extra benefits for CTA members
How they can enroll
Materials you can share with your chapter
Q&A

Registration is required: https://stdrd.co/feb21townhall

1 Coverage reduces to 65% of the amount in force at age 70, 45% of the amount in force at age 75 and 30% of the amount in force at age 80. Offer not available to retirees.

----------

Register Now for Good Teaching Conference (North) Member Benefits Pre-Conference

Come early on Friday for a special pre-conference at Good Teaching Conference (North).

The Friday Pre-Conference is FREE to attend, and space is limited so don’t wait. Register today!

Stronger Together – Your Essential Guide to CTA/NEA Member Benefits

From your local association to the CTA and NEA, our union becomes stronger through our collective unity. With a mission dedicated to safeguarding and enhancing the well-being of our members, supported by a statewide membership of 300,000 and a national membership of 3 million, CTA and NEA offer a diverse range of valuable voluntary and automatic benefits as part of your membership.You will be introduced to the most popular programs under Member Benefits, encompassing discounts on shopping and travel, optional insurance coverage, assistance for relieving student debt, retirement savings, financial services, Educators Employment Liability (EEL) protection, the Disaster Relief Fund, and more. CTA and NEA have crafted these Member Benefits exclusively for educators, and as members become acquainted with these offerings, they will be delighted to uncover additional avenues through which their membership can address a variety of personal and financial needs.
CTA Stronger Together – Building Wealth for a Successful Retirement

CTA wants you to have a long and happy retirement. CalSTRS/CalPERS generally covers only about half of your income at retirement, so it’s essential to consider a supplementary retirement savings plan as early as possible to make up the difference. There are a lot of plans offered to educators, but many have high fees or surrender charges. In this session, we discuss the basics of saving for retirement using easy-to-understand terms, review how to avoid suboptimal plans, and help you get started toward a financially secure retirement.
More Month Than Money: Setting and Living Within a Budget

Does the end of the month arrive before your paycheck? Is there never enough in your checking account? During this session we’ll set realistic financial goals and timelines, examine the different categories of your personal budget, track spending, set a budget, and discover your net worth. We’ll also review some of the benefits that you have access to that will stretch your dollar and help you meet your financial goals. Come learn new ideas and tricks to have money left over at the end of the month.

We are providing release time for the pre-conference, which means CTA Member Benefits will reimburse your employer for your substitute on Friday, February 2nd, 2024 to assist with your availability to attend. Be sure to request release time and provide the necessary information when registering.

----------

Articles for Chapter Newsletters

Pregnancy and Childbirth and CTA-endorsed Disability Insurance

Member Benefits Good Teaching Conference North Pre-Conference

Limited Time Opportunity for CTA Members to Switch Disability Insurance Coverage with No Health Questions

Member Benefits New Educator Weekend North Pre-Conference

Don't Miss Out! Last Month to Enter the Provident Educators Giveaway!

Enter to win!

Special enrollment opportunity for new hires and district transfers for CTA-endorsed Disability and Life insurance

CTA Access to Savings September Giveaway

Enter Now: Provident Credit Union's $4,000 educator giveaway!

Enter to win!

Summer Benefit included with CTA-endorsed Disability Insurance

Using Calm to find Balance

Special enrollment opportunity for new hires and district transfers for CTA-endorsed Disability and Life insurance

California Casualty’s Music and Arts Grant Program

Register Now for New Educator Weekend (South) Member Benefits Pre-Conference

Register now for New Educator Weekend South Member Benefits Pre-Conference!

Special enrollment opportunity for new hires and district transfers for CTA-endorsed Disability and Life insurance

Special New Hire Town Hall - February 21, 2024 at 4 p.m.

Register Now for Good Teaching Conference (North) Member Benefits Pre-Conference

Footer Links

Insurance

Life Events

Financial Services

Discounts & Travel

Retirement

Tools & Resources

Insurance

Insurance

Life Events

Life Events

Financial Services

Financial Services

Discounts & Travel

Discounts & Travel

Retirement

Retirement

Tools & Resources

Tools & Resources

Breadcrumb

Articles for Chapter Newsletters

Pregnancy and Childbirth and CTA-endorsed Disability Insurance

Member Benefits Good Teaching Conference North Pre-Conference

Limited Time Opportunity for CTA Members to Switch Disability Insurance Coverage with No Health Questions

Member Benefits New Educator Weekend North Pre-Conference

Don't Miss Out! Last Month to Enter the Provident Educators Giveaway!

Enter to win!

Special enrollment opportunity for new hires and district transfers for CTA-endorsed Disability and Life insurance

CTA Access to Savings September Giveaway

Enter Now: Provident Credit Union's $4,000 educator giveaway!

Enter to win!

Summer Benefit included with CTA-endorsed Disability Insurance

Using Calm to find Balance

Special enrollment opportunity for new hires and district transfers for CTA-endorsed Disability and Life insurance

California Casualty’s Music and Arts Grant Program

Register Now for New Educator Weekend (South) Member Benefits Pre-Conference

Special enrollment opportunity for new hires and district transfers for CTA-endorsed Disability and Life insurance

Special New Hire Town Hall - February 21, 2024 at 4 p.m.

Register Now for Good Teaching Conference (North) Member Benefits Pre-Conference

Footer Links